City Auto Finance

09/04/2026

Affordable used inventory is changing.

According to new Edmunds data, used vehicles priced between $15,000 and $20,000 now average 6 years old and roughly 71,000 miles as dealers and consumers navigate higher vehicle prices.

For independent dealers, knowing your market and having the flexibility to stock the right inventory matters more than ever.

Take a look at what the latest numbers say about today’s used-car market.

"The 3-year-old used car that you’re looking for is actually the 5-year-old used car or the 7-year-old used car.” (3 min. read)

09/03/2026

City Auto Finance is headed to Franklin! We’re proud to be a Gold Sponsor of the 2026 TNIADA Vision Into Action Convention, Sept. 20–21.

We look forward to connecting with Tennessee’s independent dealers. If you’re attending, stop by and say hello!

09/01/2026

Independent dealers don’t need one-size-fits-all financing. They need a partner who understands the business.

City Auto Finance has been working with independent used-car dealers since 1997, creating flexible floorplan solutions designed around the way dealers actually operate.

More flexibility. More personal service. More room to grow.

Learn more at CityAutoFinance.com.

08/27/2026

From Memphis to Atlanta and across the Southeast, City Auto Finance is proud to support independent dealers with flexible floorplan financing and local service.

With offices in Memphis, Chattanooga, Jackson, Nashville, Birmingham, Huntsville, Mobile and Atlanta, our team understands the markets we serve and the dealers who keep them moving.

Wherever your lot is located, CAF is ready to help your dealership move forward.

08/25/2026

Running a dealership means managing a lot of moving pieces.

City Auto Finance helps make floorplan financing easier with ACH payment options and a team focused on keeping the process simple, responsive and convenient.

Because dealers have enough to manage. Your financing partner should help make business easier.

08/24/2026

At CAF, we believe financing should come with more than numbers on a page.

Our team works with independent dealers across the Southeast to provide responsive service, personalized support and floorplan solutions designed around how dealers actually do business.

When you work with City Auto Finance, you’re not just getting a floorplan provider. You’re getting a team that understands the pace of the lot.

08/21/2026

The “sweet spot” for used inventory may be older than you think.

A recent survey found that 59% of shoppers care more about mileage and vehicle history than age, with 6- to 7-year-old vehicles emerging as a potential sweet spot for value.

For independent dealers, that could mean new opportunities to rethink your inventory mix and meet today’s value-conscious buyers.

Read more from Car Dealership Guy: https://news.dealershipguy.com/p/survey-finds-sweet-spot-for-used-vehicles-could-be-6-years-old?_bhlid=8a061811235b25a9fa67973f5b37ce2ec50a2181

More shoppers not concerned about the age, more looking at car’s miles and history

08/12/2026

Inventory decisions are easier when your financing gives you room to work.

City Auto Finance offers long-term, no-curtailment floorplan options up to 135 days, giving independent dealers more flexibility to manage cash flow, price strategically and sell on their own timeline.

Because your floorplan should support your business strategy, not add unnecessary pressure.

08/11/2026

AI is changing how car buyers search, compare and choose dealerships. Is your dealership giving AI something worth recommending?

This article from Auto Dealer Today breaks down what independent dealers should know about SEO, AEO and the growing impact of AI-powered search.

Worth a read for every dealer thinking about what’s next in automotive retail.

Car shoppers are asking the tools where to buy, service and trade. The question is whether your dealership is showing up as the answer.

08/07/2026

Friday feeling: keys in hand, deals moving and dealers getting it done.

At City Auto Finance, we know independent dealers work hard to keep inventory moving and customers on the road. That’s why our team is focused on providing financing support that helps dealers stay flexible, responsive and ready for the next opportunity.

Here’s to a strong weekend on the lot.