City Auto Finance

City Auto Finance Locally owned and operated used-car floorplan financing company with unmatched customer service.

We are headquartered in Franklin, TN with branch locations in Memphis, Nashville, & Chattanooga, TN; Huntsville & Mobile, AL; Jackson, MS; and Atlanta, GA.

We’re headed to the Southeast Regional Independent Automobile Dealers Conference May 30 through June 2 in Miramar Beach,...
05/28/2026

We’re headed to the Southeast Regional Independent Automobile Dealers Conference May 30 through June 2 in Miramar Beach, Florida.

If you’re attending, come find the City Auto Finance team. We would love to meet you, talk shop, and learn more about your dealership.

See you there.

Used EV sales continue to gain momentum as more lease returns hit the market, creating new opportunities for dealers and...
05/26/2026

Used EV sales continue to gain momentum as more lease returns hit the market, creating new opportunities for dealers and buyers alike.

Used EV sales reached 42,080 units in April, up 16.7% year over year. (3 min. read)

Today we pause to remember and honor the men and women who gave their lives in service to our country.Their sacrifice is...
05/25/2026

Today we pause to remember and honor the men and women who gave their lives in service to our country.

Their sacrifice is the reason we have the freedom to build businesses, support our families, and pursue opportunity every day.

From all of us at City Auto Finance, we wish you a safe and meaningful Memorial Day.

Summer traffic is coming. The question is simple.Will your inventory be ready?The dealers who win summer are preparing n...
05/20/2026

Summer traffic is coming. The question is simple.

Will your inventory be ready?

The dealers who win summer are preparing now.

Secure the right inventory
Set your pricing strategy
Make sure your financing is working for you, not against you

Do not wait until demand shows up. Be ready for it.

If your current floorplan is limiting your flexibility, it may be time to take a closer look.

Let’s talk.

Unlock exclusive dealer benefits with City Auto Finance. Manage your account seamlessly: access information, process pay...
05/14/2026

Unlock exclusive dealer benefits with City Auto Finance. Manage your account seamlessly: access information, process payments, and secure financing all through our user-friendly Dealer Login. Featuring interactive, online ACH payment options to streamline your transactions.

For personalized support and solutions tailored to your dealership's unique needs, contact your local CAF branch today.

Auction sales continued to rise in April, surpassing March’s record high and creating both opportunities and challenges ...
05/14/2026

Auction sales continued to rise in April, surpassing March’s record high and creating both opportunities and challenges for dealers. Crossovers and SUVs posted the strongest year-over-year growth among all segments, while luxury cars saw the steepest declines.

Dealers’ share of wholesale sales fell from 53% to 48% over the past year. (3 min. read)

Floorplan tip for independent dealers: Don't think of your floorplan as just a credit line. Think of it as an inventory ...
05/12/2026

Floorplan tip for independent dealers: Don't think of your floorplan as just a credit line. Think of it as an inventory velocity tool. The faster you turn vehicles, the more your floor plan works for you.

With City Auto Finance's 135-day no-curtailment terms, you have the breathing room to price strategically, not desperately. That's the difference between reactive selling and confident selling.

Want to learn more? Reach out to your local CAF rep or apply at cityautofinance.com/apply

MYTH: Floorplan financing is only for franchise or large-volume dealerships.FACT: City Auto Finance was built specifical...
05/05/2026

MYTH: Floorplan financing is only for franchise or large-volume dealerships.

FACT: City Auto Finance was built specifically for independent used car dealers. Whether you have 10 cars on your lot or 100, we'll build a plan around your inventory, your market, and your cash flow needs.

The energy was high at the 2026 World Automobile Auctioneers Championship today at Dealers Auto Auction Memphis! Great t...
05/01/2026

The energy was high at the 2026 World Automobile Auctioneers Championship today at Dealers Auto Auction Memphis! Great to be there and connect with so many in the industry.

We’re heading to Dealers Auto Auction Memphis for the World Automobile Auctioneers Championship on May 1st. If you’ll be...
04/29/2026

We’re heading to Dealers Auto Auction Memphis for the World Automobile Auctioneers Championship on May 1st.

If you’ll be there, we’d love to connect.

📍 DAA Memphis
11713 US-64, Eads, TN 38028

Stop by and see how City Auto Finance supports dealers with flexible, reliable floorplan solutions.

Our mission at City Auto Finance is to offer financial support for the inventory needs of used-car dealers in the Southe...
04/28/2026

Our mission at City Auto Finance is to offer financial support for the inventory needs of used-car dealers in the Southeast region. We promise to provide excellent customer service by quickly responding to our customers’ general needs while giving absolute consideration to their competitive as well as financial needs.

Address

5000 Meridian Boulevard, Ste 710
Franklin, TN
37067

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 9am - 6pm

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