We think that the most important difference between Aaron's and other stores is that we know your goal isn't just to lease it, your goal is to own it. If you ever think you may have difficulty making an on-time payment, just talk to us. We will try our very best to find a way to make it work for you, so you can keep your merchandise and be able to make your final payment and own it. Aaron's is Eas
y. At Aaron's, it's designed to be easy to lease-to-own whatever you need for your home and family – without needing credit. When you walk into the store, you are already pre-approved for one of our lease ownership plans. You only need to provide a verified source of income, residence and a few personal references. Since the order form is for a lease and not a line of credit, it typically takes only a few minutes to fill in the basic information. If your order is in by 4:00 PM, you can usually take delivery that day, if you choose from in-stock merchandise! Why You Don't Need Credit at Aaron's
Our lease ownership plans allow you to make affordable monthly or semi-monthly payments. There is no long-term obligation that comes with applying for and using credit. Aaron's is able to approve you without credit because Aaron's doesn't offer credit. You don't borrow money from Aaron's; you lease to own. What does "Pre-Approved" Mean? What do we mean when we say, "you're pre-approved"? It means that we are ready to make lease ownership work for you without needing credit. Our goal is for you to take delivery of whatever you can afford – like a complete living room or bedroom group, or a flat screen TV, or a computer, or a washer/dryer. At Aaron's, you choose the ownership plan with the payment amount and terms that best fit your monthly budget. How Aaron’s Lease Ownership Works
You choose the lease ownership plan that best fits your budget: 12, 18 or 24 months. Whichever plan you choose, you can pay it off as quickly as you like – the sooner you pay it off, the more you save on the cost of lease services. Most people choose monthly payments, but if you prefer, you can choose semi-monthly (2 payments per month). Plus, if you decide to pay it off in 120 days or less (CA Residents see below), you only pay Aaron's retail price, plus tax and the 10% Aaron's ServicePlus fee, if applicable in your location, which is paid only on the monthly payments scheduled prior to your payoff. (California Residents Only – 90 days same as cash, if you pay off your merchandise within 90 days or less you will pay the cash price, plus tax and any applicable fees.) It's Your Choice: New or Previously Leased Merchandise
At Aaron's YOU choose whether you prefer new merchandise or previously leased merchandise. If you do choose a previously leased item, you will save money. And you never have to worry - all previously leased merchandise is Aaron's Quality Assured. And like with new merchandise, at Aaron's your previously leased selection includes service and repair – including a loaner if needed – for the entire time you are making lease ownership payments.
