26/08/2024
Why is it better to use a credit card than a debit card?
1. Ginagastos mo yung pera ng bank, without interest for an average of 1 month
2. Binabayaran ka ng banko para gastusin ang pera nila through reward points na usually convertible to cash credits
3. Pag nagka issue (fraud, double charge, damaged product received, etc), pera ng banko ang nawawala, hindi sayo.
4. Nakakataas ng credit score at madali na magloan in case kailanganin mo
5. Madalas auto approved ang loan, may option din to get cash based on your credit limit
6. Pwede mag-installment at 0%
7. May extra perks like free travel insurance or access sa airport lounch for certain card types
8. In case of emergency, hindi na need lumapit sa kamag-anak o kaibigan o 5-6 para mangutang 🤣
Reminder:
BAWAL SA WALANG DISIPLINA 😅
(C)
Looking to apply for a credit card? I’m here to assist you every step of the way! Apply today and take control of your financial future. 💳💼
