Standard Insurance Naga Branch

04/06/2026

Anong pinakanakaka-stress na nangyari sa kotse mo?

03/06/2026

Sign #1: Kung tinanggap mo ang FREE ONE-YEAR CAR INSURANCE

Sign #2: Kung nag provide ka ng at 4 cheques for annual insurance.

Now, pwede mo ba ipa-cancel yung lock-in mo with your current insurance provider?

📌 Yes, puwedeng puwede. You will have to pay lang for your FREE ONE-YEAR CAR INSURANCE.

But before you cancel your lock-in, make sure to contact your CASA agent, your current insurance provider, and most importantly, your bank or financing company. Ask mo lang if naka-lock in ka nga.

At kung naghahanap ka ng new provider, we recommend Standard Insurance. (Post namin 'to eh. Hahaha!) 🤣

Hope this helps.

📌 Share this post para makatulong din sa ibang CAR OWNER BEGINNER GUIDE.

Ingat sa byahe!

02/06/2026

Typhoon season na!
At kung may upcoming travel trip ka, ito ang kailangan mong malaman bago pa bumagyo.

Kung na-cancel ang flight mo dahil sa bagyo:

✈️ Airline
Required silang mag-offer ng full refund o rebooking. Pero yung prepaid hotel, tours, at restaurant reservations? Case to case basis but in general, wala silang pananagutan doon. Ikaw na ang mag shoulder.

🏨 Hotel
Kung non-refundable ang booking mo, most hotels ay hindi mag-rerefund kahit force majeure. Depende sa cancellation policy nila.

🎡Tour packages at tickets
Same situation. Non-refundable ang karamihan. Gone na iyon.

Pero kung may Travel Insurance ka:
✅ Trip Cancellation Ang prepaid, non-refundable na halaga ng trip mo ay pwedeng i-claim kung na-cancel ang flight dahil sa covered reason tulad ng bagyo.

✅ Delayed Departure Kung na-delay ng 6 hours or more ang flight mo, may allowance ka para sa meals at accommodation habang naghihintay.

✅ Trip Curtailment Kung nasa gitna ka na ng trip at kailangan kang bumalik dahil sa emergency, covered din.

Tatlong bagay na dapat tandaan:
1️⃣ Bilhin ang travel insurance sa 7 days before your travel date, hindi the night before ng flight.

2️⃣ Kung naka-signal na ang bagyo bago ka nag-purchase, hindi na covered ang cancellation related sa bagyo na iyon. Pre-existing event na siya.

3️⃣ I-keep ang lahat ng receipts ng prepaid expenses, kailangan mo ito para sa claim.

Ang travel insurance cannot eliminate travel inconveniences but it makes sure na hindi ka financially devastated when it happens.

If you like this content, share mo 'to sa mga friends mo na may upcoming trips this typhoon season.

Subject to policy terms and conditions.
Coverage subject to policy inclusions and exclusions.

02/06/2026

Still thinking about it? You already have the destination in mind. You have the dates. You're already searching for flights.

The only thing missing from your checklist is travel insurance. The world is waiting and we're with you every step of the way.

Get your travel insurance today!

01/06/2026

No gatekeeping.

Ito ang pinaka-efficient na paraan para ma-register ang kotse mo sa LTO nang hindi ka nag-aabang buong araw. 🧵

Step 1: Kumuha ng CTPL bago pumunta sa LTO.
Required ito para makapag-register. Makukuha mo online via GCash, Standard Insurance website, o sa branch. Ilang minutes lang, tapos na agad yan.

Step 2: I-settle ang Motor Vehicle Inspection (MVIS) mo.
Pumunta sa accredited inspection center. Dito ini-inspect ang vehicle mo kung roadworthy ba.

Tip: pumunta ng maaga bago mag-8AM.
Para hindi pa mahaba ang pila.

Step 3: I-prepare ang documents.
✅ OR/CR (previous)
✅ CTPL Certificate of Cover (COC)
✅ MVIS Certificate
✅ Emission Test Result (kung applicable)

Tip: Pumunta sa pinakamalapit na PMVIC (Private Motor Vehicle Inspection). All-in-one na dito kasama na Emission and Vehicle Inspection

Step 4: Pumunta sa LTO.
Pumunta ng maaga. Ibigay ang documents.
Bayaran ang registration fee. Done.

Step 5: Hintayin ang bagong OR.
Minsan same day, minsan 1-2 weeks pa bago ma-release. Pero technically — registered ka na.

Hack Tip:
I-schedule ang inspection at LTO visit on the same day para hindi ka pabalik-balik. ✅

May comprehensive ka na ba kasama ng CTPL mo? Kung wala pa, message us. 👇

Subject to LTO guidelines and requirements.
May vary by region.

01/06/2026

Tulad ng mga TOTGA, hindi nagpapaalam ang bagyo bago dumating. Dumadating lang biglaan sa hindi inaasahang pagkakataon.

Ang pagkakaiba lang ay kaya mong maging handa.
Message us for a Car Insurance quote. 🤝

01/06/2026

📢 NOTICE
In compliance with the Land Transportation Office directive, a ₱60.00 DCI Validation Fee will now be implemented for the Certificate of Validation of COC–CTPL.

Please refer to the updated CTPL with DCI prices below. For inquiries or assistance with your insurance, feel free to message us.

01/06/2026

01/06/2026

A "small bump" on an EV can cost ₱45,000 at the casa. Sensors. Cameras. Mandatory ADAS recalibration. Regular insurance wasn't built for this.

Standard EVantage is — with EV-specific coverage that regular policies don't have.

Electric Vehicle Benefits:
⚡ Battery Protection — 0% depreciation up to 3 years
🔌 Charging Cable — up to ₱5,000/year
🏠 Home Charger — up to ₱10,000/year
🌿 Green Driving Rewards
📞 24/7 EV Roadside Assistance

Plus comprehensive coverage:
🛡️ Own Damage & Theft
🌊 Acts of Nature — flood, typhoon, earthquake
👥 Third-Party Bodily and Property Liability
🚑 Personal Accident

Don't wait for the bill to find out you're underinsured.
Message us for a quote.

01/06/2026

Bago ang Typhoon Season, i-check ang expiry date ng CTPL mo.

Brand new vehicle: 3-year CTPL.
Renewal: 1-year CTPL.

Expired ang CTPL mo = expired ang LTO registration mo = pinara ka sa checkpoint = problema.

At sa typhoon season mas maraming checkpoint.
Mas mataas ang risk na masita ka.e

Renew your CTPL just visit https://tinyurl.com/SICTPL o mag message sa aming page.

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