Mortgage Choice - Terri Unwin

Mortgage Choice - Terri Unwin Terri Unwin a Mortgage Choice broker in Balmain has recently rebranded from Smartline. Terri's mortgage broking business is based in Balmain.

She can look after all your financing needs including home loans, personal loans, leasing and commercial and business financing. Terri Unwin joined Smartline - now Mortgage Choice, after 16 years at the Commonwealth Bank, so that she could help her clients find a home loan solution from over 30 lenders.

“Just as there are many different types of properties on the market, there are also many diff

erent types of home loans available," says Terri. “After the initial excitement of buying a property wears off, you don’t want to start regretting the type of loan you have!”

Having ventured into the investment property market herself, Terri is well aware of the importance of not only selecting the right property, but selecting the right finance. “I help my clients find a loan that suits their needs. I manage the loan process from the time of our initial meeting to the day my clients pick up the keys,” explains Terri. She is fully mobile and services all areas of the Sydney metropolitan area including but not limited to Balmain & the Inner West and can visit you outside of working hours in the comfort of your own home. She can look after all your financing needs including personal loans, leasing and commercial and business financing. Spirit of Smartline Award Winner 2021
Business Growth Finalist 2021
Smartline Lenders' Choice Award NSW Finalist 2010
Smartline Client Service Award NSW Finalist 2007

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline

As your local Mortgage Choice broker, we can access thousands of home loans from more than 35 lenders, as well as a rang...
25/02/2025

As your local Mortgage Choice broker, we can access thousands of home loans from more than 35 lenders, as well as a range of loan options exclusive to Mortgage Choice customers.

We have access to a range of loan options designed for borrowers who may not meet the requirements of mainstream lenders. Whether that’s challenges with credit history, variable income, self-employment, being a single parent or an investor, we’ll find the solution that’s right for you.

Talk to today.

Whether you simply want to stay up to date on the latest information about your current property or are looking for insi...
20/02/2025

Whether you simply want to stay up to date on the latest information about your current property or are looking for insights about properties in a different area, our tailored PropTrack Property Reports can help.

Reach out today for your free PropTrack Property Report.

From setting goals to exploring your options and securing pre-approval, the key is to do your research and understand th...
18/02/2025

From setting goals to exploring your options and securing pre-approval, the key is to do your research and understand the steps involved in property investment.

Having an expert in your corner to guide and support you along the way can make all the difference.

Let me help you navigate the property investment journey with confidence. Contact us today.

At Mortgage Choice, we pride ourselves on finding you a home loan you’ll love. ❤️  With over 35 lenders to choose from, ...
14/02/2025

At Mortgage Choice, we pride ourselves on finding you a home loan you’ll love. ❤️
With over 35 lenders to choose from, we’ll help you swipe right on the loan that’s perfect for you.

Ready for a second property?Read the article below to learn more about using your home’s equity to invest:
11/02/2025

Ready for a second property?

Read the article below to learn more about using your home’s equity to invest:

If you own your own home, you could tap into its equity to buy yourself an investment property. But how do you know if it's the right decision, and how can you minimise the risk?

Buying your first home doesn’t have to be intimidating. There are several steps involved and plenty of decisions to make...
06/02/2025

Buying your first home doesn’t have to be intimidating. There are several steps involved and plenty of decisions to make, but with the right guidance it can be a rewarding experience.

Having an idea of how much you can borrow is an important start and will help you refine your property search. Government grants and incentives is another thing to consider, as there are several programs designed to support first home buyers.

If you’re ready to take the first step, contact us today!

Ready to dive into property investment in 2025? Preparation can make all the difference!  Understanding your options, se...
04/02/2025

Ready to dive into property investment in 2025? Preparation can make all the difference!

Understanding your options, setting clear goals, and securing the right investment loan will help you in the long run.

Reach out today and we can help you every step of the way.

First Visit of 2025 to my favourite Bank.Just one hour of your time can save up to 6 lives!
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First Visit of 2025 to my favourite Bank.

Just one hour of your time can save up to 6 lives!

Welcome to the Year of the Wood Snake 🐍 This year symbolises wisdom and agility, with the wood element standing for grow...
29/01/2025

Welcome to the Year of the Wood Snake 🐍

This year symbolises wisdom and agility, with the wood element standing for growth, flexibility and tolerance. It encourages us to embrace change and trust our instincts as we navigate new opportunities.

May this year bring prosperity, good fortune and personal growth.

If this is the year you consider embracing a change of home - or home loan - just get in touch! [email protected]

If you're looking to delve into property investing, follow these tips: Set goals: Are you looking for an immediate renta...
26/03/2024

If you're looking to delve into property investing, follow these tips:

Set goals: Are you looking for an immediate rental yield, long-term capital growth, or a combination of both? This may determine the kind of property you buy and the location.

Set a budget: Speak to us to determine your borrowing capacity and your desired purchase price.

Plan for extra costs: Owning an investment property typically comes with ongoing costs such as repairs, council rates and land tax.

Determine your ideal tenants: If you’re looking to purchase a property that appeals to young professionals, for example, consider purchasing an apartment or unit in the inner-city suburbs. If you’re looking to target young families, consider purchasing a home or townhouse in suburban areas near schools.

If you’d like to know more, get in touch with us today.

Keen to pay off your home loan faster? Here are 4 tips that could help: 1️⃣ Increase your repayments to fortnightly inst...
21/03/2024

Keen to pay off your home loan faster? Here are 4 tips that could help:

1️⃣ Increase your repayments to fortnightly instead of monthly.
2️⃣ Make extra repayments, either regularly or ad hoc.
3️⃣ Use an offset account to help minimise the interest you pay.
4️⃣ Renegotiate your current mortgage rate.

For more advice on your home loan, talk to us today.

Don’t wait for a pot of gold to make your property dreams a reality!Talk to your local Mortgage Choice broker today.
16/03/2024

Don’t wait for a pot of gold to make your property dreams a reality!

Talk to your local Mortgage Choice broker today.

Address

Suite G5, 1-15 Barr Street
Sydney, NSW
2041

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