Shoppers Cradle

Shoppers Cradle We are ThinkSpire, a software system solutions based in the Philippines. Our vision is always: PARA SA BAYAN!

Our foundation is based on the diversity of professionals who has the necessary skill-set that can certainly provide solution to the challenges presented by our clients. More than ever, our team are motivated, being organized and unified in view of a shared vision and purpose. To eradicate or manage threat of failure of businesses due to failure to convert innovation to business success. Our servi

ces is ranging from system development, and management. Which does not confine alone with website, mobile app development. We also cater internal control planning and review, management services, and the like. Whatever your objectives we work with you to ensure you have the system working most effectively for your business. Driven by our established long term objective to provide every enterprise access to affordable customized system that will deliberately if not to eliminate, significantly reduce inefficiency of both time and resources. That will consequently give chance for everyone to compete with the big players and most importantly in order for everyone to have an access to affordable system solutions. We are inspired on providing the finest and the latest technology available to embolden others. We are looking to have you as our partner in this thrust and are looking forward to doing business with you.

09/12/2022

Whatever the mind can conceive and believe, the mind can achieve. Success comes to those who develop a success consciousness. Wishing for success is not enough...

22/09/2017
07/07/2017

How To Become a Specialist?

30/06/2017

Chase your dreams!

17/05/2017

Benefits of a Well-Diversified Investments

1. Risk Reduction. You can't eliminate risk completely, but you can manage your level of risk. Every investment has some amount of risk. Young investors should embrace risk because the long-term rewards can make it worthwhile. Older investors may view risk as an enemy, because too much risk can annihilate retirement plans. In fact, many senior citizens experienced great losses to their retirement portfolios during the economic downturn.

2. Capital Preservation. Some investors strive for capital appreciation, while some investors use capital preservation as an investment strategy. Capital preservation allows you to protect the capital you have, rather than focusing on the rate of return for your investments. Diversification makes it much easier for an investor to protect their capital, allocating money to different investments.

3. Ability to Hedge Your Portfolio. Diversification can enable a portfolio to grow both when markets boom and returns crumble in one sector. Investors who have had 100% equity portfolios over the past eleven years have likely seen very poor returns. If these investors had diversified their portfolios to include investing in metals, commodities, and bonds, their portfolios would have experienced greater returns. Diversification gives an investor the chance to achieve positive returns in one market when another market is generating negative returns.

https://www.benzinga.com/economics/11/09/1897071/3-advantages-of-diversification-as-part-of-your-investment-strategy

Investment strategy matters when it comes to investing in any financial market. If you want to invest, you must deal with the ups and downs of the market. A good week in the...

17/05/2017

If you try, only two things can happen, succeed or fail. If you succeed, you do more of it, if you fail you learn from get smarter and try it again.

See? so you won’t lose by taking action, you only lose by not taking ACTION!

INVESTING FOR DUMMIES.How long does it take to double your money?The Rule of 72 is a math rule that lets you easily come...
16/05/2017

INVESTING FOR DUMMIES.

How long does it take to double your money?

The Rule of 72 is a math rule that lets you easily come up with an approximate estimate of how long it will take to double your nest egg for any given rate of return. The Rule of 72 makes a good teaching tool to illustrate the impact of different rates of return, but it makes a poor tool to use in projecting the future value of your savings, particularly as you near retirement. Let's look at how this rule works, and the best way to use it.

For example:
1. If your money is in a savings account earning three percent a year, it will take twenty-four (24) years to double your money (72 / 3 = 24).

2. If your money is in a stock mutual fund that you expect will average eight percent a year, it will take you nine (9) years to double your money (72 / 8 = 9).

https://www.thebalance.com/how-to-use-the-rule-of-72-2388567

The Rule of 72 is a math rule you can use to determine how many years it will take to double your money. Here's how it works.

Peso/Dollar-Cost-Averaging (DCA) PrinciplesBy following a simple practice known as dollar cost averaging, you can protec...
16/05/2017

Peso/Dollar-Cost-Averaging (DCA) Principles

By following a simple practice known as dollar cost averaging, you can protect yourself against market fluctuations and downside risk in the market. By buying a fixed dollar amount on a regular schedule, your focus is on accumulating assets on a regular basis, instead of trying to time the market.

Dollar cost averaging is a strategy that is better suited for investors with a lower risk tolerance and a long-term investment horizon. This strategy makes the most sense when used over a long period time with volatile investments, such as stocks, ETFs or mutual funds, and makes less sense for bonds or money market funds.

Next, the strategy is no guarantee of good returns on your investment. Dollar cost averaging into an investment that continues to fall each and every month is not a wise move.

Finally, investing involves risk and your own due diligence, so you should only dollar cost average into an investment that you understand and are comfortable with. You shouldn’t just set up an automatic investment plan and forget about the investment, either – it is probably a good idea to regularly check in on it.

The views and opinions expressed herein

Read more: http://www.nasdaq.com/article/why-dollar-cost-averaging-is-a-smart-investment-strategy-cm354240

No one can predict where the market is going at any given time, so why even try? Putting your money in an investment all at once - thinking it will.

09/05/2017

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